Good afternoon, David

Today

How to organize today: Use the open late-morning/early-afternoon block today for the BFS 2027 benefits enrollment, which closes Wed Nov 4 — it's the nearest hard deadline and today is your clearest day before it.

Free time: Today is open until 5:45 PM — the only timed events are tonight's games (Missouri @ Arkansas 5:45 PM, Flames @ Avalanche 8:00 PM); the all-day items (Halloween, Amy's LA blocks) don't block your time.

• Halloween
  All day · Holidays in United States
• Wayfair Downtown
  813 Flower St, Los Angeles, CA 90017, USA
  All day · amy.m.leach@comcast.net
• CSU- LA -
  All day · amy.m.leach@comcast.net
• Missouri @ Arkansas
  5:45 PM · Missouri Tigers football
• Flames @ Avalanche
  8:00 PM · Colorado Avalanche

CONFLICT Missouri @ Arkansas (5:45–8:45 PM) overlaps Flames @ Avalanche (8:00–11:00 PM) from 8:00–8:45 PM tonight

Tomorrow

• Wayfair Downtown
  813 Flower St, Los Angeles, CA 90017, USA
  All day · amy.m.leach@comcast.net
• CSU- LA -
  All day · amy.m.leach@comcast.net
• All Saints' Day
  All day · Christian Holidays
• Daylight Saving Time ends
  All day · Holidays in United States
• Liverpool – Arsenal
  Anfield Stadium, Liverpool, England
  9:30 AM · Liverpool FC matches
• Chiefs @ Broncos
  2:25 PM · Kansas City Chiefs
• DEN - CX8MW2
  6:30 PM · amy.m.leach@comcast.net

This week

• U.S. Bank Home Mortgage
  $2,228.59
  Sun, Nov 01
• U.S. Bank card payment
  $1,512.79
  Sun, Nov 01
• BFS 2027 benefits enrollment closes
  Open enrollment deadline; a final-check automation runs Mon Nov 2 at 9:00 AM.
  Wed, Nov 04
• Solar Integrated
  $75.37
  Thu, Nov 05
• Zelle to Maria Villela
  $140.00
  Fri, Nov 06

Overdue

• Chase United Explorer Card OVERDUE
  — statement $8,934.69
  card · was due 2026-10-26

My day — to-dos (display only)

No to-dos on the board.

Overnight & travel prep

bills

• Wells Fargo account update
  Account update notice arrived overnight, Sat Oct 31 at 3:21 AM PT.
  bills
• Wells Fargo statement ready
  Statement for account …0256 ('Dave's Cash Stash') arrived Sat Oct 31 at 10:21 AM MT.
  bills

✈ Amy is in Los Angeles through Nov 1 — all-day Wayfair Downtown / CSU-LA blocks (Oct 29–Nov 1), 813 Flower St, Los Angeles

✈ Tomorrow Nov 1 at 6:30 PM: 'DEN - CX8MW2' on Amy's calendar — looks like Denver travel; confirm details

From my inbox — follow-ups

• IT'S HERE: Your Explanation of Benefits
  New Aetna Explanation of Benefits is available to review.
  Fri, Oct 30 · Aetna <communications@em.aetna.com> · other
• Critical security alert
  Google sent a critical security alert for the account — worth a quick check.
  Thu, Oct 29 · Google <no-reply@accounts.google.com> · other
• ChatGPT - Your Business subscription renews soon
  ChatGPT Business subscription renewal notice — money at stake if unwanted.
  Thu, Oct 29 · OpenAI <noreply@tm.openai.com> · other

Interesting reads

Today's picks — Saturday, Oct 31

• For Over Four Years, the Hirshhorn Worked to Revitalize Its Sculpture Garden. Today, It's Home to a 'King and Queen,' a 'Wish Tree' and a 55,000-Pound Vertical Swimming Pool Artwork
  After a four-year redesign by artist-architect Hiroshi Sugimoto, the Hirshhorn's sunken sculpture garden on the National Mall reopens today, Oct 31. The refreshed garden mixes founding-donor bronzes like Henry Moore's King and Queen with new commissions, including Elmgreen & Dragset's 28-foot, 55,000-pound vertical swimming pool, Eight, and adds ramps and performance space.
  Kayla Randall, Smithsonian Magazine · 9 min read
• In the 1970s, the U.S. Commissioned Photographers to Document the Country's People and Places. You Can Now See More Than 200 of the Powerful Images
  In the 1970s the National Endowment for the Arts funded 72 photography projects that sent hundreds of photographers across the country to build a visual archive of America at its bicentennial. Fifty years later the program is nearly forgotten; a new Smithsonian American Art Museum exhibition, 'Much Here Is Beautiful' — its title borrowed from a Robert Hayden poem — brings more than 200 of those images back into view through April 2027.
  Kayla Randall, Smithsonian Magazine · 8 min read
• October 2026: Science History From 50, 100 and 150 Years Ago
  Scientific American's monthly time capsule revisits its October issues of 1976, 1926 and 1876. The 1976 entries include Donald A. Henderson's account of smallpox making its last stand in Ethiopia — the disease that became the only one ever globally eradicated — alongside a study of social order in macaque troops and reporting from the racetrack.
  Jeanna Bryner, Scientific American · 3 min read

Deliverables — next 3 weeks

• BFS 2027 benefits enrollment closes
  Open enrollment deadline; a final-check automation runs Mon Nov 2 at 9:00 AM.
  Wed, Nov 4 · BFS

Money

Kids & family

• Amy
  In Los Angeles through Nov 1 (Wayfair Downtown / CSU-LA all-day blocks); 'DEN - CX8MW2' on her calendar tomorrow Nov 1 at 6:30 PM.
• Nick
  In Birmingham, AL; resigning his UAB Hospital ED RN job effective Nov 12, 2026 — day-shift job search ongoing. Next work days on his calendar: Thu Nov 5, Tue Nov 10, Thu Nov 19.

When Nick is working

• Thursday, Nov 5
• Tuesday, Nov 10
• Thursday, Nov 19

Muse's open work for you

• BFS 2027 benefits enrollment
  Enrollment closes Wed, Nov 4, 2026; final-check automation runs Mon, Nov 2.
  Open — deadline Nov 4
• Trust funding punch list
  Still open: Amy's IRA DocuSign, retirement beneficiaries at Empower (David) and PERA (Amy), brokerage ownership transfer to trust, bank PODs, homeowners insurance additional-insured after deed records.
  9 open / 4 completed; daily watch 7:36 AM
• Close-the-gap savings goal
  October spend $12,957 vs income $12,803; this week's spend $1,067 is under the $2,300 weekly pace target.
  Active — target gap $0 by end of Dec 2026
• Canyon Waters approvals
  Expanded Magnet and Book One editions and the Ch 7 candidate remain pending David's approval.
  Pending approval
• Nick's nursing job search
  Day-shift RN search (Birmingham or Colorado); UAB ED resignation effective Nov 12, 2026.
  Active — daily watch 5:00 AM
• Kelly's FRS job guide
  Daily listings update at 4:00 AM ET; site currently shows 19 verified openings.
  Active

Ready to hand off — needs your confirmation in the Muse app:

• Finish BFS 2027 enrollment
  Closes Wed Nov 4 — could be completed in today's open block before 5:45 PM.
• Bank POD updates for the trust
  Wells Fargo, Credit Union of Colorado, and Fidelity PODs are still open on the punch list.
• Review the Aetna EOB
  New Explanation of Benefits arrived Oct 30 — a quick review could be delegated.

Recurring

• Personal Day Dashboard — refresh
  Daily 6:00 AM, 12:00 PM, 6:00 PM · next: Today, Oct 31, 6:00 PM · Active
• Personal Day Dashboard — mirror + email
  Daily 6:20 AM, 12:20 PM, 6:20 PM · next: Today, Oct 31, 6:20 PM · Active
• Trust funding email watch
  Daily 7:36 AM · next: Sun, Nov 1, 7:36 AM · Active
• Daily task-run email digest
  Daily 10:00 AM · next: Sun, Nov 1, 10:00 AM · Active
• BFS 2027 enrollment — final check
  One-time · next: Mon, Nov 2, 9:00 AM · Scheduled
• Close the Gap — weekly check-in
  Weekly, Mon 7:00 AM · next: Mon, Nov 2, 7:00 AM · Active
• Kelly career guide — daily listings update
  Daily 4:00 AM ET · next: Sun, Nov 1, 4:00 AM ET · Active
• Nick's nursing job search — daily watch
  Daily 5:00 AM · next: Sun, Nov 1, 5:00 AM · Active
• Spency Creations lead — hourly watch
  Hourly · next: Hourly · Active
• Ticket watch: Dolphins at Broncos
  Weekly, Mon 8:36 AM · next: Mon, Nov 2, 8:36 AM · Active
• Bank activity report refresh
  Every 2 weeks · next: · Active
• Saved TV — weekly similar-shows update
  Weekly, Mon 8:36 AM · next: Mon, Nov 2, 8:36 AM · Active

Scores

• Colorado Avalanche
  Next: Tonight (Sat, Oct 31) vs Calgary Flames, 8:00 PM MT at Ball Arena
• St. Louis Blues
  Latest: Beat the Boston Bruins 4–1 (Thu, Oct 29)
  Next: Today (Sat, Oct 31) at Detroit Red Wings, 11:00 AM MT
• Missouri Tigers football
  Latest: Lost 31–3 at Ole Miss (Sat, Oct 17)
  Next: Today (Sat, Oct 31) at Arkansas, 5:45 PM MT on SEC Network
• USC Trojans football
  Latest: Lost 24–7 at Wisconsin (Sat, Oct 24)
  Next: Today (Sat, Oct 31) vs No. 2 Ohio State, 5:30 PM MT at LA Memorial Coliseum on NBC
• Kansas City Chiefs
  Latest: Lost 20–3 at Seattle Seahawks (Sun, Oct 25)
  Next: Sun, Nov 1 at Denver Broncos, 2:25 PM MT

Live music — Thu–Sat, South Denver

• Plini
  7:00 PM, Englewood (16+)
  Thu, Oct 29 · Gothic Theatre
• Sienna Spiro
  8:00 PM, Englewood
  Fri, Oct 30 · Gothic Theatre
• Julia Jacklin
  9:00 PM, Englewood (16+); tickets listed from ~$40
  Sat, Oct 31 · Gothic Theatre

Upcoming concerts