Good morning, David

Today

How to organize today: Use the 11:30 AM–2:25 PM block today for the BFS 2027 benefits enrollment, which closes Wed Nov 4 and is the nearest hard deadline.

Free time: Open before 9:30 AM, between Liverpool–Arsenal (ends ~11:30 AM) and Chiefs @ Broncos at 2:25 PM, and after the Chiefs game ends (~5:25 PM) until Amy's 6:30 PM Denver item; all-day items don't block time.

• Wayfair Downtown
  813 Flower St, Los Angeles, CA 90017, USA
  All day · amy.m.leach@comcast.net
• CSU- LA -
  All day · amy.m.leach@comcast.net
• All Saints' Day
  All day · Christian Holidays
• Daylight Saving Time ends
  All day · Holidays in United States
• Liverpool – Arsenal
  Anfield Stadium, Liverpool, England
  9:30 AM · Liverpool FC matches
• Chiefs @ Broncos
  2:25 PM · Kansas City Chiefs
• DEN - CX8MW2
  6:30 PM · amy.m.leach@comcast.net

Tomorrow

• Wayfair Downtown
  813 Flower St, Los Angeles, CA 90017, USA
  All day · amy.m.leach@comcast.net
• CSU- LA -
  All day · amy.m.leach@comcast.net
• All Souls' Day
  All day · Christian Holidays
• Medical pick plan
  10:00 AM · amy.m.leach@comcast.net
• Elliptical
  10:30 AM · Family
• Avalanche @ Blackhawks
  6:00 PM · Colorado Avalanche
• Trail Blazers @ Nuggets
  7:00 PM · Denver Nuggets

This week

• BFS 2027 benefits enrollment closes
  Open enrollment deadline; final-check automation runs Mon Nov 2 at 9:00 AM.
  Wed, Nov 04
• Solar Integrated
  $73.18
  Thu, Nov 05
• Zelle to Maria Villela
  $140.00
  Fri, Nov 06

Overdue

• Chase United Explorer Card OVERDUE
  — statement $8,934.69
  card · was due 2026-10-26

My day — to-dos (display only)

No to-dos on the board.

Overnight & travel prep

bills

• Wells Fargo statement ready
  Statement for account …0256 ('Dave's Cash Stash') arrived Sat Oct 31.
  bills
• UnitedHealthcare EOB available
  New Explanation of Benefits arrived Sun Nov 1.
  bills

✈ Amy is in Los Angeles through Nov 1 — all-day Wayfair Downtown / CSU-LA blocks, 813 Flower St, Los Angeles

✈ Today Nov 1 at 6:30 PM: 'DEN - CX8MW2' on Amy's calendar — Denver travel

From my inbox — follow-ups

• Now Online: A new Explanation of Benefits is available
  New UnitedHealthcare Explanation of Benefits is available to review.
  Sun, Nov 1 · UnitedHealthcare Notifications <Notifications@edelivery.uhc.com> · other
• IT'S HERE: Your Explanation of Benefits
  New Aetna Explanation of Benefits is available to review.
  Fri, Oct 30 · Aetna <communications@em.aetna.com> · other
• Critical security alert
  Google sent a critical security alert for the account — worth a quick check.
  Thu, Oct 29 · Google <no-reply@accounts.google.com> · other

Interesting reads

Today's picks — Sunday, Nov 1

• Archaeologists at This Ancient Maya Metropolis in the Forest of Belize Are Debunking Long-Held Myths About the Mesoamerican Civilization
  Diane and Arlen Chase have spent decades excavating Caracol in Belize, uncovering neighborhoods, markets and urban farms. Their work shows a metropolis of more than 100,000 people and debunks the old picture of Maya cities as empty ceremonial centers ruled by a distant elite.
  Ellen Ruppel Shell, Smithsonian Magazine · 18 min read
• Did Thomas Jefferson Father Sally Hemings' Children? After More Than a Decade of Research, the Answer Is Finally Firmly in Hand
  A lock of hair, advances in genetic science and a community of descendants contributed to the Smithsonian's 15-year quest to resolve whether Thomas Jefferson fathered Sally Hemings' children. The piece traces the search for Jefferson's own DNA from hairs found in his Bible and other collections.
  Richard Kurin, Smithsonian Magazine · 20 min read
• How Astronomers and Art Historians Are Working Together to Identify the Inspiration Behind Famous Works of Art
  Astronomer Don Olson and his collaborators use celestial calculations, site visits and historical records to pinpoint when and where famous paintings were made. Their cases range from Friedrich's The Evening Star and its elusive Venus to Monet, van Gogh and Ansel Adams.
  Michael Ray Taylor, Smithsonian Magazine · 15 min read

Deliverables — next 3 weeks

• BFS 2027 benefits enrollment closes
  Open enrollment deadline; final-check automation runs Mon Nov 2 at 9:00 AM.
  Wed, Nov 4 · BFS

Money

Kids & family

• Amy
  In Los Angeles through Nov 1 (Wayfair Downtown / CSU-LA); 'DEN - CX8MW2' today Nov 1 at 6:30 PM; Medical pick plan Mon Nov 2 at 10:00 AM.
• Nick
  In Birmingham, AL; resigning his UAB Hospital ED RN job effective Nov 12, 2026. Work days on his calendar: Thu Nov 5, Tue Nov 10, Thu Nov 19.

When Nick is working

• Thursday, Nov 5
• Tuesday, Nov 10
• Thursday, Nov 19

Muse's open work for you

• BFS 2027 benefits enrollment
  Enrollment closes Wed, Nov 4, 2026; final-check automation runs Mon, Nov 2.
  Open — deadline Nov 4
• Trust funding punch list
  Still open: Amy's IRA DocuSign, retirement beneficiaries at Empower (David) and PERA (Amy), brokerage ownership transfer to trust, bank PODs, homeowners insurance additional-insured after deed records.
  9 open / 4 completed; daily watch 7:36 AM
• Close-the-gap savings goal
  November starts fresh; this week's spend is under the $2,300 weekly pace target.
  Active — target gap $0 by end of Dec 2026
• Canyon Waters approvals
  Expanded Magnet and Book One editions and the Ch 7 candidate remain pending David's approval.
  Pending approval
• Nick's nursing job search
  Day-shift RN search (Birmingham); UAB ED resignation effective Nov 12, 2026.
  Active — daily watch 5:00 AM
• Kelly's FRS job guide
  Daily listings update at 4:00 AM ET; site currently shows 19 verified openings.
  Active

Ready to hand off — needs your confirmation in the Muse app:

• Finish BFS 2027 enrollment
  Closes Wed Nov 4 — best block is today 11:30 AM–2:25 PM between games.
• Bank POD updates for the trust
  Wells Fargo, Credit Union of Colorado, and Fidelity PODs are still open on the punch list.
• Review the new EOBs
  UnitedHealthcare EOB arrived Nov 1 and Aetna EOB Oct 30 — a quick review could be delegated.

Recurring

• Personal Day Dashboard — refresh
  Daily 6:00 AM, 12:00 PM, 6:00 PM · next: Today, Nov 1, 6:00 PM · Active
• Personal Day Dashboard — mirror + email
  Daily 6:20 AM, 12:20 PM, 6:20 PM · next: Today, Nov 1, 6:20 PM · Active
• Trust funding email watch
  Daily 7:36 AM · next: Mon, Nov 2, 7:36 AM · Active
• Daily task-run email digest
  Daily 10:00 AM · next: Mon, Nov 2, 10:00 AM · Active
• BFS 2027 enrollment — final check
  One-time · next: Mon, Nov 2, 9:00 AM · Scheduled
• Close the Gap — weekly check-in
  Weekly, Mon 7:00 AM · next: Mon, Nov 2, 7:00 AM · Active
• Kelly career guide — daily listings update
  Daily 4:00 AM ET · next: Mon, Nov 2, 4:00 AM ET · Active
• Nick's nursing job search — daily watch
  Daily 5:00 AM CT · next: Mon, Nov 2, 5:00 AM CT · Active
• Spency Creations lead — hourly watch
  Hourly · next: Hourly · Active
• Ticket watch: Dolphins at Broncos
  Weekly, Mon 8:36 AM · next: Mon, Nov 2, 8:36 AM · Active
• Bank activity report refresh
  Every 2 weeks · next: · Active
• Saved TV — weekly similar-shows update
  Weekly, Mon 8:36 AM · next: Mon, Nov 2, 8:36 AM · Active

Scores

• Colorado Avalanche
  Latest: Beat the Calgary Flames 5–2 (Sat, Oct 31)
  Next: Mon, Nov 2 at Chicago Blackhawks, 6:00 PM MT
• St. Louis Blues
  Latest: Won 5–4 at the Detroit Red Wings (Sat, Oct 31)
  Next: Tue, Nov 3 at New York Rangers, 5:00 PM MT
• Missouri Tigers football
  Latest: Won 34–10 at Arkansas (Sat, Oct 31)
  Next: Sat, Nov 7 vs Texas
• USC Trojans football
  Latest: Beat No. 2 Ohio State 30–18 (Sat, Oct 31)
  Next: Sat, Nov 14 vs Indiana
• Kansas City Chiefs
  Latest: Lost 20–3 at Seattle Seahawks (Sun, Oct 25)
  Next: Today (Sun, Nov 1) at Denver Broncos, 2:25 PM MT

Live music — Thu–Sat, South Denver

Today is Sunday — the next Thu–Sat South Denver live-music window is Thu Nov 5 – Sat Nov 7.

Upcoming concerts