Good morning, David

Today

How to organize today: Use the open late-morning/early-afternoon block today for the BFS 2027 benefits enrollment, which closes Wed Nov 4 — it's the nearest hard deadline and today is your clearest day before it.

Free time: Today is open until 5:45 PM — the only timed events are tonight's games (Missouri @ Arkansas 5:45 PM, Flames @ Avalanche 8:00 PM); the all-day items (Halloween, Amy's LA blocks) don't block your time.

• Halloween
  All day · Holidays in United States
• Wayfair Downtown
  813 Flower St, Los Angeles, CA 90017, USA
  All day · amy.m.leach@comcast.net
• CSU- LA -
  All day · amy.m.leach@comcast.net
• Missouri @ Arkansas
  5:45 PM · Missouri Tigers football
• Flames @ Avalanche
  8:00 PM · Colorado Avalanche

CONFLICT Missouri @ Arkansas (5:45–8:45 PM) overlaps Flames @ Avalanche (8:00–11:00 PM) from 8:00–8:45 PM tonight

Tomorrow

• Wayfair Downtown
  813 Flower St, Los Angeles, CA 90017, USA
  All day · amy.m.leach@comcast.net
• CSU- LA -
  All day · amy.m.leach@comcast.net
• All Saints' Day
  All day · Christian Holidays
• Daylight Saving Time ends
  All day · Holidays in United States
• Liverpool – Arsenal
  Anfield Stadium, Liverpool, England
  9:30 AM · Liverpool FC matches
• Chiefs @ Broncos
  2:25 PM · Kansas City Chiefs
• DEN - CX8MW2
  6:30 PM · amy.m.leach@comcast.net

This week

• U.S. Bank Home Mortgage
  $2,228.59
  Sun, Nov 01
• U.S. Bank card payment
  $1,512.79
  Sun, Nov 01
• BFS 2027 benefits enrollment closes
  Open enrollment deadline; a final-check automation runs Mon Nov 2 at 9:00 AM.
  Wed, Nov 04
• Solar Integrated
  $75.37
  Thu, Nov 05
• Zelle to Maria Villela
  $140.00
  Fri, Nov 06

Overdue

• Chase United Explorer Card OVERDUE
  — statement $8,934.69
  card · was due 2026-10-26

My day — to-dos (display only)

No to-dos on the board.

Overnight & travel prep

bills

• Wells Fargo account update
  Account update notice arrived overnight, Sat Oct 31 at 3:21 AM PT.
  bills

✈ Amy is in Los Angeles through Nov 1 — all-day Wayfair Downtown / CSU-LA blocks (Oct 29–Nov 1), 813 Flower St, Los Angeles

✈ Tomorrow Nov 1 at 6:30 PM: 'DEN - CX8MW2' on Amy's calendar — looks like Denver travel; confirm details

From my inbox — follow-ups

• IT'S HERE: Your Explanation of Benefits
  New Aetna Explanation of Benefits is available to review.
  Fri, Oct 30 · Aetna <communications@em.aetna.com> · other
• Critical security alert
  Google sent a critical security alert for the account — worth a quick check.
  Thu, Oct 29 · Google <no-reply@accounts.google.com> · other
• ChatGPT - Your Business subscription renews soon
  ChatGPT Business subscription renewal notice — money at stake if unwanted.
  Thu, Oct 29 · OpenAI <noreply@tm.openai.com> · other

Deliverables — next 3 weeks

• BFS 2027 benefits enrollment closes
  Open enrollment deadline; a final-check automation runs Mon Nov 2 at 9:00 AM.
  Wed, Nov 4 · BFS

Money

Kids & family

• Amy
  In Los Angeles through Nov 1 (Wayfair Downtown / CSU-LA all-day blocks); 'DEN - CX8MW2' on her calendar tomorrow Nov 1 at 6:30 PM.
• Nick
  In Birmingham, AL; resigning his UAB Hospital ED RN job effective Nov 12, 2026 — day-shift job search ongoing.

Muse's open work for you

• BFS 2027 benefits enrollment
  Enrollment closes Wed, Nov 4, 2026; final-check automation runs Mon, Nov 2.
  Open — deadline Nov 4
• Trust funding punch list
  Still open: Amy's IRA DocuSign, retirement beneficiaries at Empower (David) and PERA (Amy), brokerage ownership transfer to trust, bank PODs, homeowners insurance additional-insured after deed records.
  9 open / 4 completed; daily watch 7:36 AM
• Close-the-gap savings goal
  October spend $12,957 vs income $12,803; this week's spend $1,067 is under the $2,300 weekly pace target.
  Active — target gap $0 by end of Dec 2026
• Canyon Waters approvals
  Expanded Magnet and Book One editions and the Ch 7 candidate remain pending David's approval.
  Pending approval
• Nick's nursing job search
  Day-shift RN search (Birmingham or Colorado); UAB ED resignation effective Nov 12, 2026.
  Active — daily watch 5:00 AM
• Kelly's FRS job guide
  Daily listings update at 4:00 AM ET; site currently shows 19 verified openings.
  Active

Ready to hand off — needs your confirmation in the Muse app:

• Finish BFS 2027 enrollment
  Closes Wed Nov 4 — could be completed in today's open block before 5:45 PM.
• Bank POD updates for the trust
  Wells Fargo, Credit Union of Colorado, and Fidelity PODs are still open on the punch list.
• Review the Aetna EOB
  New Explanation of Benefits arrived Oct 30 — a quick review could be delegated.

Recurring

• Personal Day Dashboard — refresh
  Daily 6:00 AM, 12:00 PM, 6:00 PM · next: Today, Oct 31, 12:00 PM · Active
• Personal Day Dashboard — mirror + email
  Daily 6:20 AM, 12:20 PM, 6:20 PM · next: Today, Oct 31, 12:20 PM · Active
• Trust funding email watch
  Daily 7:36 AM · next: Sun, Nov 1, 7:36 AM · Active
• Daily task-run email digest
  Daily 10:00 AM · next: Today, Oct 31, 10:00 AM · Active
• BFS 2027 enrollment — final check
  One-time · next: Mon, Nov 2, 9:00 AM · Scheduled
• Close the Gap — weekly check-in
  Weekly, Mon 7:00 AM · next: Mon, Nov 2, 7:00 AM · Active
• Kelly career guide — daily listings update
  Daily 4:00 AM ET · next: Sun, Nov 1, 4:00 AM ET · Active
• Nick's nursing job search — daily watch
  Daily 5:00 AM · next: Sun, Nov 1, 5:00 AM · Active
• Spency Creations lead — hourly watch
  Hourly · next: Hourly · Active
• Ticket watch: Dolphins at Broncos
  Weekly, Mon 8:36 AM · next: Mon, Nov 2, 8:36 AM · Active
• Bank activity report refresh
  Every 2 weeks · next: · Active
• Saved TV — weekly similar-shows update
  Weekly, Mon 8:36 AM · next: Mon, Nov 2, 8:36 AM · Active

Scores

• Colorado Avalanche
  Next: Tonight (Sat, Oct 31) vs Calgary Flames, 8:00 PM MT at Ball Arena
• St. Louis Blues
  Next: Today (Sat, Oct 31) at Detroit Red Wings, 11:00 AM MT
• Missouri Tigers football
  Latest: Lost 31–3 at Ole Miss (Sat, Oct 17)
  Next: Today (Sat, Oct 31) at Arkansas, 5:45 PM MT on SEC Network
• Missouri Tigers men's basketball
  Next: No upcoming game found in today's check
• Kansas City Chiefs
  Latest: Lost 20–3 at Seattle Seahawks (Sun, Oct 25)
  Next: Sun, Nov 1 at Denver Broncos, 2:25 PM MT
• USC Trojans football
  Latest: Lost 24–7 at Wisconsin (Sat, Oct 24)
  Next: Today (Sat, Oct 31) vs No. 2 Ohio State, 5:30 PM MT at LA Memorial Coliseum on NBC

Live music — Thu–Sat, South Denver

• Plini
  7:00 PM, Englewood (16+)
  Thu, Oct 29 · Gothic Theatre
• Sienna Spiro
  8:00 PM, Englewood
  Fri, Oct 30 · Gothic Theatre
• Julia Jacklin
  9:00 PM, Englewood (16+); tickets listed from ~$40
  Sat, Oct 31 · Gothic Theatre